What Does a Home Warranty Cover?

Our homes are important to us, so we do whatever we can to protect them. Sometimes this means installing an alarm system or adopting a guard dog, but what about protecting our homes from different types of threats, like normal wear and tear on appliances? This is where a home warranty comes in.

A home warranty is a service contract that covers household systems and appliances when they break down due to everyday use. Of course, there are a wide variety of coverage options depending on the plan and provider you choose.

HWA Home Warranty Coverage

Home Warranty of America has been providing customers with quality home warranty coverage for over 20 years. One of the primary benefits that has separated us from many of our competitors is our large number of coverage options. We protect over 120 items in your home!

Since we offer an extensive range of home warranty options, you design a plan that's right for you.

What does a home warranty cover with HWA?

• Home Appliances: Home appliances include your refrigerator, stove, dishwasher, trash compactor, microwave, washer and dryer and much more!
• Electrical Systems: Your home's interior wires, and electrical lines are just a few items included.
• Heating and Cooling Systems: Stay cool in the summer and warm in the winter. We cover the components of your air conditioning and heating unit.
• Plumbing System: Your home's plumbing system, including your toilet, water heater, drains, waste lines and shower valves are all covered!
• Other Items: Your doorbell, garage door opener and exhaust fans can all enjoy protection.

How Does a Home Warranty Work?

If a covered appliance breaks or a system malfunctions, your home warranty provider will send a qualified technician to your home at a time you schedule with that technician. The technician will diagnose the problem and recommend a solution. In many cases, your only cost will be the service fee* for the technician's visit.

Who Should Purchase a Home Warranty?

A home warranty is for anyone who owns a home and wants to protect it from everyday wear and tear. Existing homeowners are not the only ones that benefit from a homeowners warranty. Homebuyers and sellers benefit from an additional sense of security that may help sellers get closer to their asking price and that may reassure buyers that they're not walking into unforeseen problems, as it will cover minor repairs during the transfer of ownership.

When Should You Purchase a Home Warranty?

When to purchase a home warranty largely depends on your current situation. If you are an existing homeowner who wants to protect your home systems and appliances, then now is the time. On the other hand, if you are in the process of selling a home and want to make it more attractive for buyers, then a home warranty is a great way to do that. A home warranty will reassure your prospective buyers that they are covered if anything goes wrong after the sale.

How Much Do They Cost?

Most home warranty costs can range from $45 to $75 per month, with options for additional coverage that may increase the base price. With HWA, you can customize your plan to suit your home's needs. To get an idea of what is covered under a home warranty, check out our home warranty plans and pricing. Or give us a call to speak with our friendly agents for more information.

*Trade call fee varies by state and plan. Depending on your contract, trade call fees may be due when your service visit is scheduled or when a contractor visits your home. This will be stated clearly in your contract. Check the Customer Service section of your contract for current pricing, limits of liability and any exclusions which may require additional fees.